Overview
Whether you need a merchant account and our gateway to support it, or you just need the stand alone technology gateway we offer the product and the servicing you need to make this a robust payment tool.
The proprietary nCrypt technology platform - the nCrypt gateway - is certified as Payment Card Industry Data Security Standard Level 1 - the highest technical and operational security standard imposed by the payment card industry. Technical and procedural safeguards are being continuously reviewed and undergo formal quarterly assessments and comprehensive annual third party audits from certified PCI assessors to ensure implementation of best practices and world-class security.
nCrypt Gateway Capabilities
- Can accept all major international credit/debit cards and direct debit payments.
- Connectable to all the major credit card and banking networks, nCore provides multi-currency processing and settlement directly to a merchant account or IPSP account.
- Stable platform with redundant infrastructure and load balancing enables nCore to support tens of millions of transactions per day.
- Deposit processing funds to a merchant account or IPSP account.
- Support merchants enrolled in Verified by VisaTM and MasterCard SecureCodeTM.
- All data streams managed and directed in real time.
- Fully geo-redundant, PCI-DSS compliant data centres enable 100.00% uptime.
- Fraud and Risk Management
- Scalable infrastructure makes increasing merchant transaction capacity routine.
- Fraud and Risk Management
- Stop fraud before it occurs with the nCore's proprietary WRAP risk management engine to detect, combat and block fraudulent transactions (see WRAP Overview below).
- All transaction data validated and authenticated prior to forwarding to the acquirer.
- Extensive negative database continually updated.
- Geographical IP address location check.
- Issuing bank BIN Number country match.
- Real-time Address Verification Check (AVS).
- Continually updated, global trans-sector device blacklist database.
- Security
- PCI-DSS Level 1 Compliant and Certified.
- Firewalled and encrypted database.
- 256 bit Secure Socket Layer (SSL) data encryption key.
- Regularly audited by external experts to ensure gateway security.
- Daily network security audits and penetration tests, including Dynamic Port Scanning.
- Port-level Network Services Vulnerability Testing, and Web Application Vulnerability Testing.
- Integration
- Rapid and simple integration due to well-documented, replicable integration process.
- Integrates directly to merchant websites with easy-to-use APIs. Alternatively, merchants can enter transactions manually with an intuitive virtual terminal or submit transactions using batch file upload directly to the nCrypt portal.
- Complete back office administration and accounting modules.
- Benefit from our friendly and knowledgeable set-up and integration support staff.
- Manage transaction data, generate reports, and view your online statement in the comprehensive back office.
